Cigna Healthcare: Health insurance abroad made simple

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Living abroad can open the door to exciting opportunities, but it also brings unique challenges, especially when it comes to healthcare. From navigating unfamiliar healthcare systems and regulations to managing unexpected costs and finding quality care, the process can feel overwhelming.

That’s why many expatriates and globally mobile individuals choose international health insurance: to stay prepared and avoid costly surprises.

Cigna Healthcare provides international health insurance plans tailored for expats, families, retirees, students and globally mobile professionals. With flexible options and worldwide support, these plans are designed to help you and your loved ones feel confident and protected, no matter where you call home. 

Why consider Cigna Healthcare?

So, why should you consider signing up with Cigna? Here are a few reasons:

  • Worldwide coverage: Access care through a broad network of over 2 million trusted hospitals, clinics, and medical professionals across the globe.
  • 24/7 multilingual support: Wherever you are, Cigna Healthcare’s experienced customer care team is available around the clock in multiple languages.
  • Plans built around you: Choose from three levels of cover (Silver, Gold and Platinum) and tailor your plan to your needs and budget.
  • Decades of expertise: With 60+ years of experience in international healthcare, Cigna Healthcare understands the unique needs of expats and globally mobile people.
  • Clear and fast claims: Easy resolution. Claims reimbursed in five days (if all necessary documentation is received) with real-time tracking updates at every step.
  • Dedicated clinical support: If you face a serious or complex health condition, Cigna’s team of doctors and nurses will guide you every step of the way.
  • Guaranteed renewability: Your future premiums aren't based on your claims history.

Sign up with Cigna

Flexible coverage options

Cigna Healthcare understands that every customer is unique. That’s why their plans offer flexibility to suit your individual needs. There are three main levels of cover available for you to choose from:

  • Silver: Essential cover for inpatient and day patient care, ideal if you want the fundamentals in place.
  • Gold: A broader level of protection, with room to add maternity and outpatient benefits.
  • Platinum: Comprehensive protection with the highest benefit limits for those who prefer maximum cover. 

You can then customise your plan with optional modules to suit your lifestyle:

  • International Outpatient: Adds cover for consultations with specialists, prescribed outpatient drugs and dressings, rehabilitation, genetic cancer testing and much more.
  • International Medical Evacuation: Provides emergency medical evacuation and transportation to the nearest centre of medical excellence when local treatment isn’t available.
  • International Health & Wellbeing: Tools and support to manage your overall health and wellbeing and your everyday life.
  • International Vision & Dental: Provides routine eye examinations, lenses and spectacles, and covers a wide range of preventive, routine, and major dental treatments. 

You can also choose your area of cover:

  • Worldwide, including USA
  • Worldwide, excluding USA 

Who can benefit from Cigna Healthcare’s plans?

Cigna Healthcare’s plans are perfect for:

  • Expats relocating for work or lifestyle
  • Families living abroad
  • Retirees enjoying life overseas
  • Globally mobile professionals who travel frequently
  • Students and young professionals studying and working abroad 

Coverage highlights 

  • Global network of hospitals and clinics
  • 24/7 multilingual customer support
  • Three core plan levels: Silver, Gold, Platinum
  • Optional modules for outpatient, evacuation, wellbeing, vision & dental
  • Digital tools for claims and plan management
  • Flexible payment plans
  • No premium rise after claims
  • Support for chronic conditions
  • Transparent pricing, multilingual assistance, and direct billing at many hospitals
  • 95% of claims are settled within five working days (if the necessary documents have been received)

Get a quote today

Ready to explore international health cover? Get a quote today.

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