Your essential expat insurance guide for Germany
Moving to Germany as an expat comes with countless administrative challenges, and understanding mandatory German insurance requirements is often one of the most daunting tasks for international newcomers.
Essential German insurance made easy for international residents
Getsafe, Germany's leading digital insurance provider for expats, is transforming how foreigners living in Germany approach this essential requirement by offering a completely digital, English-language insurance solution that makes getting properly insured as simple as downloading an app.
Why insurance in Germany is mandatory for expats
Germany has one of the most comprehensive insurance systems in the world, with certain types of coverage being legally mandatory for all residents, including expats. Health insurance (Krankenversicherung) is compulsory for everyone living in Germany, while liability insurance (Haftpflichtversicherung) is strongly recommended and often required by landlords.
For expats living in Germany, navigating these mandatory insurance requirements can be overwhelming: from deciphering German insurance terminology to understanding which policies are essential and which are optional.
Plus, traditional German insurance companies often require in-person meetings, lengthy paperwork, and communication exclusively in German, creating significant barriers for English-speaking expats.
Digital insurance in English: The Getsafe solution for expats
Getsafe was founded with a clear mission: to make German insurance accessible, transparent, and stress-free for international residents. The platform offers a fully digital insurance experience in English that resonates particularly well with expats in Germany who already manage their lives on smartphones and apps. Everything from comparing insurance policies to filing claims can be done entirely in English, without ever stepping into an office or making a phone call.
The company provides all essential insurance types for expats in Germany, including public health insurance (gesetzliche Krankenversicherung), private health insurance, personal liability insurance (Privathaftpflicht), household contents insurance (Hausratversicherung), and legal protection insurance (Rechtsschutzversicherung).
Each insurance policy is explained in clear, straightforward English, with transparent pricing and no hidden fees. Users can customise their coverage based on their specific needs and budget, ensuring they meet German insurance requirements without being over-insured.
Fast, paperless insurance setup for foreigners in Germany
Getting insured through Getsafe takes minutes, not days. The intuitive English-language app guides users through a simple questionnaire to determine their German insurance needs, provides instant quotes, and allows immediate policy activation. All insurance documents are stored digitally in the app, eliminating the need for physical paperwork that can easily get lost during an international move.
When it comes to insurance claims in Germany, Getsafe's digital-first approach truly shines. Expats can report incidents directly in the app in English, upload photos as evidence, and track their claim status in real time. The English-speaking customer service team responds quickly via chat or email, understanding the unique challenges that international residents in Germany face when dealing with insurance matters.
Trusted insurance provider for expats living in Germany
Since its launch, Getsafe has become the go-to digital insurance solution for expats and international residents across Germany, from Berlin to Munich, Frankfurt to Hamburg. The platform has earned consistently high ratings from English-speaking users who appreciate the combination of comprehensive German insurance coverage, fair pricing, and exceptional customer experience.
The company is fully licensed and regulated by the German Federal Financial Supervisory Authority (BaFin), offering the same protections as traditional German insurance companies, with a modern, user-friendly English-language interface. This combination of reliability and innovation has made Getsafe a trusted insurance partner for expats navigating their new life in Germany.
Get German insurance in English today
For anyone moving to Germany or already living there without proper insurance coverage, Getsafe offers the fastest way to meet the mandatory German insurance requirements. The platform's English-language interface, transparent pricing, and digital-first approach eliminate the traditional barriers that have made German insurance so challenging for international residents and expats.
Ready to get your mandatory German insurance in English?
Download the Getsafe app today and get covered in minutes - completely in English, with no paperwork required.