How to find the best mortgage in Germany
For expats living in Germany, foreign mortgage applications can tangle you up in enough red tape to circumnavigate the globe. With passports, permits, and payslips in play, the process can feel intimidating. Don’t be too quick to give up, though; the mortgage market is full of accessible options. There are annuity-variable-rate, interest-only, and even green mortgages. There are private, public, cooperative, and direct banks, so you don’t need more options.
What you do need is a professional who can find the precise product that suits you best, because buying property in Germany is easy if you know how. And as an independent mortgage broker with many years of experience, Baufi24 certainly knows how. They keep more than 500 banks and financial institutions in play so that they can find the most attractive interest rates in under 24 hours.
Contact Baufi24 now: A mortgage request is free of charge and non-binding!
Full-service support: Mortgages for expats
The independent mortgage brokers of Baufi24 are intimately acquainted with Germany’s financial sector. With hundreds of banks to compare, they can find a custom option that works for you. They make the application process smooth and simple, but buying a home requires more than just credit, so a mortgage for expats will also include:
- Assistance with property valuation
- Financial advice
- Support with signing the purchase contract
In short, they’re with you from your first mortgage calculation to your last signature. You’ll have your full-service broker on speed dial every step of the way.
The experts speak impeccable English and German because overcoming language barriers is half the battle. They’re intimately acquainted with the German mortgage market, so think of them as lights to guide your way.
Don't worry about the costs: your broker will be paid by the institution, so you receive their service free of charge.
Baufi24 handles your documents
When you’re buying a home abroad, you’re probably expecting to run into a wall of red tape, but Baufi24 has the insider knowledge you need to scale it. They’re pros at breaking through walls of bureaucracy, too, so you can rest easy in the knowledge that you’ll have plenty of support in compiling your paperwork. You can be sure that all relevant documents are in English.
Baufi24 makes mortgages for expats simple, quick, and transparent.
No German passport required
Financing property in Germany is easier than you might think, but only if you know what you’re doing. While your credit history (or SCHUFA score) and job stability are imperative, you don’t need a German passport to buy your dream home
- As an EU citizen, you can secure financing with an EU Blue Card or a temporary residence permit.
- As a US citizen, your residence permit and self-disclosure forms might be enough, particularly for smaller banks.
Whether you’re an expat, EU or US citizen with a temporary residency permit, your Baufi24 broker can help.
Who is Baufi24?
Baufi24 is one of Germany’s leading independent mortgage brokers. As one of the nation’s largest German advisory and brokerage companies, it’s the perfect choice for securing mortgages without a German passport. Their brokers speak three important languages: English, German, and the language of local banks.
You will have a personal Baufi24 advisor to assist you. You can chat with them, call them or speak to them via video call.
Mortgage for expats with Baufi24
Bureaucracy speaks a special language, so it’s just as well that Baufi24’s brokers know the lingo. Whether you’re looking for a quiet Heidelberg cottage along the river or a trendy Kreuzberg apartment, a personal broker will leverage their expert knowledge in accessing the best rates. Your property purchase should be a celebration, not a source of stress.
Find your mortgage for expats with Baufi24 today. It’s fast, easy, and obligation-free.