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Make taxes work for your dream retirement in Germany
Make taxes work for your dream retirement in Germany
You earn well. You enjoy your life. You put money aside. And still, the same question keeps coming back: "Can I keep this life when I stop working?"
Up to 1.570 euros a month & pocket money later
Every month, you and your employer pay up to 1.570 euros into the state pension in Germany. When you retire and want to enjoy the next chapter of your life, what comes back is pocket money compared to the life you have now. On top of that, the tax office takes close to half of every extra euro you earn. You see it on every payslip and in every tax assessment. What you don't see is how to get any of it back.
Everyone has an opinion - nobody has your full picture
You want to do something about it. But the more you read about pensions, taxes and investing, the less clear it gets: which option makes sense for your income, your plans and the years you have left until retirement?
Every article ends with "it depends". Your bank has the perfect plan. Your colleague swears by property. Your friend says it’s all a rip-off, just buy ETFs. So you put it off. And every year you wait costs you twice: tax you could have kept, and wealth you haven't started building.
Turn your tax burden into your future wealth
The good news: there are legal ways in Germany, supported by the state, to turn your tax burden into your future wealth. Showing you exactly how is the goal of the free live masterclass: Make taxes work for your dream retirement.
In the masterclass, you will find out:
- The four best tax-optimised ways to build wealth in Germany, and how top earners save up to 47% in tax with them
- What the new Altersvorsorgedepot means for you from 2027, and what happens to your Riester contract
- How Basisrente, unit-linked funds, company pension and Altersvorsorgedepot add up to one strategy, together with your direct investments
- How the cost structure of pension and investment contracts works, and how you can influence those costs directly
- The wealth accumulation myths that cost you the most, and why
After this masterclass, you know which tax-optimised strategies exist in Germany, which ones fit your situation and how to use them for your own wealth accumulation.
The masterclass is not a review of your personal contracts. It gives you what you need to decide for yourself before you sign anything long-term.
- Date and time: Friday, October 30, 2026, 11am Berlin time
- Duration: 60 minutes plus 15 minutes for your questions
- Live on Zoom in a confidential room in English. Ask your questions by name or anonymously. No replay, no recording, limited spots.
Who is this for?
You already save or invest, but you're not sure it's enough or which tax advantages you're missing. You want to keep your lifestyle when you reach retirement age, not just get by. And you'd rather understand your options than be sold a product.
Your expert: Nataliya Shevchenko
Nataliya Shevchenko is an independent Health and Wealth Consultant and the founder of Team Shevsache GmbH. She has worked in the financial industry since 2004 and holds an Executive MBA.
Nataliya came to Germany at 19 as a student, with no financial safety net. That's how she learned early how the German system really works, and what it takes to build solid, lasting wealth. Since then, she has kept building her own wealth and digging deeper into the rules that shape it.
What she learned for herself is what she now uses when advising international professionals and executives in Germany.
The tax-optimised strategies she shows in the live masterclass are the ones she uses for her own wealth accumulation and in her work with clients.