Fraud Expert (m/f/d)

The Strategic Payment Business Department manages and develops our global merchant-side payment ecosystem across 27 countries and all channels (ECOM, MOTO, POS). We optimize the payment experience, manage costs, mitigate risks, and integrate innovative payment methods while acting as a central interface between Business, IT, payment providers, and internal stakeholders. As a Fraud Expert (m/f/d), you will lead our fraud prevention strategy, protect global operations, and drive strategic initiatives. By leveraging advanced data, technology, and industry expertise, you will identify threats, optimize controls, and partner with key stakeholders to reduce losses and enhance payment success.

YOUR ROLE AT SIXT

• You own and drive the company-wide fraud prevention strategy across all products and channels aligned with risk appetite
• You monitor transactions in real-time, optimize fraud detection rules and models, and identify emerging threats through data analysis and market intelligence
• You evaluate, implement, and manage advanced fraud prevention technologies and collaborate cross-functionally with Payment, Risk, IT, Data, Compliance, Customer Service, and payment providers
• You manage escalated fraud incidents, deliver fraud insights and KPIs, and provide strategic recommendations to senior management
• You act as a trusted fraud risk advisor influencing decision-making and ensure compliance with regulatory and governance standards
• You lead initiatives to improve payment success rates, reduce losses, and strengthen customer trust

YOUR SKILLS MATTER

• Education: You have a degree in Business Administration, Business Informatics, Computer Science, or related fields
• Experience: You bring several years of experience in payments, e-commerce, or fraud risk, ideally in merchant, PSP, or acquirer environments
• Know-how: You possess strong knowledge of payment processes, authorization logic, and fraud typologies
• Skills: You have an analytical mindset with technical affinity; experience with fraud tools and scripting (e.g., SQL, Python) is a plus
• Soft Skills: You demonstrate leadership skills and communicate confidently at all levels
• Languages: You are fluent in German and English

WHAT WE OFFER

• Extra benefits: Enjoy discounts on SIXT rent, share, ride and SIXT+, attractive vehicle leasing offers, and exclusive deals with partners for travel, tech, fashion and more
• AI at your fingertips: From day one, you'll have access to Claude by Anthropic and SIXTgpt, SIXT's own AI platform, to supercharge your work. We invest in every team member's AI journey: encouraging experimentation, building knowledge, and making sure you're ahead of the curve
• Mobility Boost: You will receive a monthly allowance from us as a contribution to your individual mobility
• Future security: We contribute to your retirement plan and support you with capital-forming benefits to ensure you are well covered
• Feel-good atmosphere: Stay active with our modern SIXT gym, various leisure activities like the gaming area or the SIXT choir, and enjoy our high-quality employee restaurant
• Flexibility: Enjoy 30 days of vacation and a hybrid working model with flexible hours
• Giving back: Take one day each year to volunteer at a charitable organization dedicated to supporting children

About us

We are a globally leading mobility service provider with a revenue of €4.00 billion and around 9,000 employees worldwide. Our mobility platform ONE combines our products SIXT rent (car rental), SIXT share (car sharing), SIXT ride (taxi, ride, and chauffeur services), and SIXT+ (car subscription), giving our customers access to our fleet of 350,000 vehicles, the services of 4,000 cooperation partners, and around 5 million drivers worldwide. Together with our franchise partners, we are present in more than 110 countries at 2,000 rental stations. At SIXT, top-tier customer experience and outstanding customer service are our highest priorities. We believe in true entrepreneurship and long-term stability and align our corporate strategy with foresight.