Sign up for the masterclass and find out in 75 minutes how you can gain a clear understanding of the German health insurance system.

Make your move

You pay over 1.239 euros a month into German public health insurance. You still wait weeks for a specialist appointment, and still pay out of pocket for the check-ups that matter most.

Are you an international professional in Germany, paying at the very top of the public system and wondering what you get back for it? Shorter waiting times, direct access to specialists, and a contribution often lower than today’s are all realistic, but only if you understand the system first. The free Going Private masterclass shows you how, in 75 minutes.

1.239 euros a month. The same basic services as everyone else.

At work, you escalate when a project slips by a week. You wait six to eight weeks for a specialist appointment, spend an hour in the waiting room, and get five rushed minutes. That is not a flaw. It is how the system was built: equal services for everyone, contributions tied to income. That works well for the majority. Now, when you pay more than 1.239 euros a month, the gap between what goes in and what comes back is hard to ignore.

And 93 percent of German civil servants are not insured in the system they built. They choose private cover for their own families because they know from the inside how it works. That understanding is what you'll gain from the masterclass.

Three months of research. Or 75 minutes.

You have probably looked into this already. A colleague switched and loves it. Your neighbour regrets it. A forum thread from 2019 says you can never go back. 23 tabs open, and still no decision. That is not a knowledge problem. It is a sorting problem: everyone has an opinion, almost nobody has the full picture, and the numbers that decide this are yours.

The masterclass replaces the research. 75 minutes in one sitting, in English, without German insurance vocabulary.

In this free 75-minute masterclass, you will find out:

• Why public insurance becomes especially expensive for high earners
• When private insurance makes sense for your situation, and when it does not
• How premiums are set by your entry age, so you can see what two more years of waiting can cost you
• What to plan for in family planning and retirement, so the decision holds in 20 years
• The most common myths about going private, and which are actually true

This masterclass will not tell you that private insurance is right for you. That choice is always individual. It gives you the facts to decide for yourself, before the rules tighten, contributions rise, or your medical file decides for you.

Pick the time that fits your calendar

• Thursday, September 17, 2026, 8pm Berlin time
• Sunday, September 20, 2026, 10am Berlin time

Neither fits? No problem. The masterclass runs on demand: when you register, you choose from further dates and times, including one that starts within the next hour.

Who is this masterclass for?

This is for you if you work in Germany as an international professional, earn 77.426 euros or more per year, are publicly insured, and want to understand the real long-term costs and benefits before you decide.

One more reason not to postpone: the income threshold for switching is expected to rise from 2027 to around 85.000 euros a year. Many who qualify today will not qualify then.

Meet your expert: Nataliya Shevchenko

Nataliya Shevchenko is the managing director of Team Shevsache GmbH and has spent over a decade helping international professionals navigate Germany’s health insurance system from the inside out. As a foreign professional herself, she knows what it is like to face this system without a roadmap. As an independent adviser, she has access to most tariffs on the market.

Her approach is direct and transparent: you deserve an informed decision, not a safe-sounding one.

Stop researching. Start deciding.

Register for the free Going Private masterclass and pick your time.

Already know you want individual answers? Book a free, non-binding 30-minute consultation and go through your own numbers with Nataliya. Book my free 30-minute consultation.